http://www.carinsurancereviewer.com Car Insurance Reviewer features automobile insurance reviews and advice, rates and quote comparisons, articles, and more. Thu, 27 Nov 2008 16:25:11 +0000 http://backend.userland.com/rss092 en Question: I am coming to America for a 2 month long trip. I’ve got relatives here and they’re ready to lend me their old car. I want to know if I can buy American auto insurance, so that I don’t have to drive without insurance when I arrive. Answer: If you’re ... http://www.carinsurancereviewer.com/i-am-visitor-to-america-on-a-long-trip-can-i-buy-american-auto-insurance-if-i-intend-to-drive-here/ Question: I had some series of bad luck incidents last year, and was fined for driving violations. I also have not one, but two accidents! Now my insurance agent says that he can only sell me liability auto insurance and not comprehensive coverage. What can I do? Answer: This is one ... http://www.carinsurancereviewer.com/my-insurance-agent-is-ready-to-sell-me-liability-auto-insurance-but-he-won%e2%80%99t-sell-me-comprehensive-cover/ Question: I am thinking of buying car insurance online instead of my traditional provider. All these days I’ve been paying my agent through a check. Can you tell me how will I pay if I buy auto insurance on line? Do I have to pay only through my credit card, ... http://www.carinsurancereviewer.com/if-i-buy-auto-insurance-on-line-what-are-my-payment-options/ Question: Hello. I just had a fender bender with another car on the road. We exchanged details of insurance and contact. I am back at home now. Please tell me what should I do to file an auto insurance accident claim? Answer: You should immediately inform your insurance company about the ... http://www.carinsurancereviewer.com/i%e2%80%99ve-just-had-a-car-accident-with-another-car-how-should-i-file-an-auto-insurance-accident-claim/ Question: My dad is giving me a car on my 18th birthday. I already have a valid driving license. When we got the insurance quotes on the car from the insurance agent, it was too high. Isn’t there any way to get a cheap insurance quote for a young driver? Answer: ... http://www.carinsurancereviewer.com/is-it-possible-for-an-18-year-old-driver-to-get-a-cheap-auto-insurance-quote/ Question: I am a woman driver driving since the last 3 years. I saw an advertisement from Diamond car insurance that says that it’s a special insurance company only for women driver. Is there any special advantage for women driver with them? Answer: Diamond car insurance is a subsidiary of another, ... http://www.carinsurancereviewer.com/is-there-any-advantage-for-a-woman-with-diamond-car-insurance/ Question: I am thinking of re-calibrating my general auto insurance. I want to know what is the standard coverage recommended, and if I should lower my policy limit so that my insurance premium will fall and I will be able to meet my savings target this year. Answer: Your policy limit ... http://www.carinsurancereviewer.com/how-much-policy-limit-should-i-have-on-a-general-auto-insurance-policy/ Question: I made a mistake, and was booked for it. I have earned 2 points on my license, and my insurance requires me to inform them of any infractions. Can you tell me how much will my motor insurance quote go up due to this? Answer: If this was your first ... http://www.carinsurancereviewer.com/i-earned-some-points-for-driving-violation-how-much-will-my-motor-insurance-quote-go-up/ Question: I am considering buying my new car insurance policy online, but I am afraid that convenience in purchase might not translate to convenience in claims. Do you think filing a claim is easy if I buy car insurance on line? Answer: When you bar car insurance on line, it is ... http://www.carinsurancereviewer.com/if-i-buy-car-insurance-on-line-where-will-i-file-a-claim/ Question: I’ve decided to downgrade my insurance cover from comprehensive to liability insurance only.  Can you tell me what is the mandatory insurance cover required by law? Answer: The law says that if you don’t enough about yourself to give yourself insurance cover, that’s the risk you have the right to ... http://www.carinsurancereviewer.com/what-is-the-mandatory-car-liability-insurance-required-by-law/ Question: I was booked for driving under the influence of alcohol and found guilty. They gave me a community service term because this was my first offence. How can I get cheap insurance now? Answer: Insurance companies take a very dim view of DUI convictions. It adds a lot of points ... http://www.carinsurancereviewer.com/how-can-i-get-cheap-motor-insurance-after-dui-conviction/ Question: Why is it a requirement to buy insurance for car? I think we should have a right to choose not to buy any insurance if we don't want to in our democratic nation. Why should I pay the insurance for a service I will never use. Answer: I don’t know ... http://www.carinsurancereviewer.com/i-don%e2%80%99t-want-to-buy-insurance-for-car-why-should-i-pay-the-insurance-company-for-a-service-i-will-never-use/ Question: I drive around a lot, and although I have good liability insurance, I have not taken comprehensive insurance. I wonder if getting UIM is a practical alternative to my regular automobile car insurance. Answer: Underinsured motorist coverage is to cover your expenses due to a bodily injury or damage to ... http://www.carinsurancereviewer.com/should-i-get-underinsured-motorist-coverage-in-addition-to-automobile-car-insurance/ Question: Two weeks my car crashed into a tree and was totaled. The adjuster and I had a little negotiation on the car’s value and the adjuster agreed on a higher figure that he had earlier quoted. He said the check would be sent to me. But even after 15 ... http://www.carinsurancereviewer.com/my-car-was-totaled-and-the-motor-insurance-company-has-not-settled-even-after-15-days/ Question: I recently bought a Ford Mustang 1968 classic car from a collector. It’s pretty expensive and I want full comprehensive coverage for it. The agent who sold me the insurance for my other car says that he cannot offer me insurance for the Ford Mustang. I am at my ... http://www.carinsurancereviewer.com/my-current-insurer-won%e2%80%99t-insure-my-classic-car-should-i-shop-for-classic-car-insurance-quote-online/ Question: I am going to Europe on an extended road trip, and I want to ship my car there, but I don’t want to drive around without insurance. Can I get international auto insurance here that will cover me in Europe? Answer: Yes, that is possible with many insurance companies. Look ... http://www.carinsurancereviewer.com/where-can-i-get-international-auto-insurance-for-europe/ Question: I don’t own a car myself, but sometimes I get to drive my grandma’s car when I go to visit her. She has insurance on the car, but I want to be able to take care of the expense if there’s a problem. Can I get a car insurance ... http://www.carinsurancereviewer.com/can-i-get-a-car-insurance-qoute-even-if-i-don%e2%80%99t-have-a-car/ Question: Hello, I learned on this forum that ladies car insurance is cheaper than men’s car insurance, but when I inquired from my agent, he said that he has same rates for both men and women. Can you tell me where can I get better rates for ladies? Answer: Insurance rates ... http://www.carinsurancereviewer.com/where-can-i-find-ladies-car-insurance-that%e2%80%99s-cheaper-than-men%e2%80%99s-car-insurance/ Question: I am going to buy a new car next month, and I’ve shortlisted 6 different models for the final selection. Auto insurance cost is also an important consideration for me. Could you tell me how can I get an auto insurance estimate for each car? Answer: Here’s something that all ... http://www.carinsurancereviewer.com/i-am-going-to-buy-a-new-car-soon-how-can-i-get-auto-insurance-estimate-on-different-models-so-that-i-can-decide-which-one-i-want-to-buy/ Question: I have full and comprehensive car insurance on my car. Yesterday I was driving my friend’s car and hit the pavement, damaging the car. Will my vehicle car insurance cover the damage or my friend’s? Answer: If your friend has the necessary coverage then his insurance will cover the damage ... http://www.carinsurancereviewer.com/will-my-vehicle-car-insurance-cover-me-if-i-am-in-an-accident-in-another-car/