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Question: In my 24 years of driving I’ve made an insurance claim only once. I’ve been driving my Audi S6 since last two years, and paying the insurance company for nothing. I am thinking of raising my deductibles to bring down the premiums on my Audi car insurance. What do you say?

Question : I need some advice. I’ve got a van which is driven commercially. My insurance bill for the van is pretty hefty and sometimes I wonder if I should do something about it. I’ve considered picking up a higher deductible to lower my van insurance quote. Do you think that’s a good idea?